21. An instrument of qualitative credit control in India is

1. 1. open market operations

   
   
   

   2. credit rationing

   
   
   

   3. change in reserve ratio

   
   
   

   4. bank rate policy

   
   
   

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   N/A

   Correct Option: B

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22. The Reserve Bank India keeps on changing various ratio/rates frequently Why this is done?
    1. To keep inflation under control.
    2. To ensure that Indian rupee does not loose its market value.
    3. To ensure that banks do not earn huge profits at the cost of public money.

1. 1. Only 1

   
   
   

   2. Only 2

   
   
   

   3. Only 3

   
   
   

   4. All 1, 2 and 3

   
   
   

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   N/A

   Correct Option: D

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23. In India, which of the following have the highest share in the disbursement of credit to agriculture and allied activities?

1. 1. Commercial Banks

   
   
   

   2. Co-operative Banks

   
   
   

   3. Regional Rural Banks

   
   
   

   4. Micro finance Institution

   
   
   

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   N/A

   Correct Option: A

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24. Which of the following types of accounts are known as Demat Accounts?

1. 1. Accounts which are Zero Balance Accounts

   
   
   

   2. Accounts which are opened to facilitate repayment of a loan taken from the bank No other business can be conducted from there

   
   
   

   3. Accounts in which shares of various companies are traded in electronic form

   
   
   

   4. Accounts which are operated through internet banking facility

   
   
   

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   N/A

   Correct Option: C

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25. The head of the State Bank of India (SBI) is designated as

1. 1. Executive Director

   
   
   

   2. Governor

   
   
   

   3. Deputy Governor

   
   
   

   4. Chairman

   
   
   

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1. View Hint View Answer Discuss in Forum

   N/A

   Correct Option: D

   N/A

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